Written by Dr. Randi for www.harlemworldmagazine.com Whew! Here we are at the end of another year. The past 22 months have been the most trying that this generation has ever experienced, and we are still not out of the woods. We are in the midst...
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This article is written by Dr. Randi for https://www.sistersletter.com/ When I realized my feelings about myself were impacting my financial decisions, I took 5 steps to find success. You would think that as a former investment banking...
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Financial independence is highly desirable; it is the motivation behind the FIRE (Financial Independence, Retire Early) movement. Yet, for some reason, it seems to elude many of us. You’ve likely tried your hand at many different...
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“Beliefs have the power to create and the power to destroy. Human beings have the awesome ability to take any experience of their lives and create a meaning that disempowers them or one that can literally save their lives.” -Tony...
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We are in some tough and trying financial times and if you are working or financially stable, friends and family may have approached you for a loan. It’s wonderful to be able to help financially challenged friends or family members, but lending...
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What is it? From CDC.gov: Coronaviruses are a large family of viruses that are common in people and many different species of animals including camels, cattle, cats, and bats. Coronaviruses are types of viruses that typically affect the...
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Happy New Year!!! I know many of you have made New Year’s resolutions! Many common ones include going to the gym and eating properly but have you made a resolution regarding your finances? If not, today may be the time. One resolution to...
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Believe it or not, your self-worth can affect your personal financial bottom line. But what is self-worth? It’s how you value yourself. When you have strong self-worth, you walk with confidence; you’re assertive, not necessarily arrogant. You go...
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Americans are inundated with debt. Americans hold over $1 trillion in credit card debt with the average credit card holder having a balance of over $5,000. That is a lot of money. $1 trillion! That’s an insane amount of money debt!
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Before you can embark on the journey to financial independence or financial wellness, you must have the right attitude or rather mindset. If you don’t believe that you can be financially healthy, then it is not going to happen. Here are...
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Would you like to know one of the keys to wealth building is?? It’s compounding interest! I cannot stress the importance of this concept. So, what is it? Compounded interest basically means that interest, based on an interest rate, is earned on...
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Many people feel insecure about finances. For example, according to a survey by Fidelity Investments, 80% of women hold back from talking about money with family and friends, yet 92% of women want to learn more about financial planning.
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