Hello! I am Dr.RandiBMD, your Board Certified Pediatrician and financial wellness expert. I provide your RX to wealth and financial well-being.
We’re well into the summer season now and many families are making travel plans. The last thing you want to deal with is money issues that can put a damper on your vacation or potentially ruin it. Now is the time, before you hop on a plane or boat, or get in your car, to take some steps to secure and preserve your money.
Here are 5 tips to safeguard or preserve your dollars!
Travel Insurance with medical coverage.
I absolutely recommend travel insurance; accidents happen, travel delays occur, or you can have a medical emergency that may require evacuation. In addition, many foreign hospitals require full payment of services before treatment or discharge. Travel insurance is relatively inexpensive! Depending on age and coverage, it can cost between $100 to $200 per traveler. You can review hundreds of travel insurance companies on squaremouth.com.
Two forms of payments.
Carry two forms of payment just in case you lose one. I recommend a debit and credit card along with a small amount of cash for small purchases or tips. Also, keep your receipts to compare against your actual credit/debit card statements.
Your travel wallet should contain only a few items – your two forms of payment, a small amount of cash, and an ID such as a passport card or driver’s license. Keep everything else at home or at the hotel.
Make copies of important documents
Make copies of important documents such as your passport, license, and forms of payment just in case your items get lost or stolen. You can keep a copy of them at the hotel or with a family member back home and send yourself an email with the copies attached. This makes them easily accessible.
Inform credit/debit card companies that you are traveling.
Make sure you contact your credit card companies when outside your home area, for example, when traveling to another state or country. Credit cards will decline a purchase if they note unusual transactions or spending habits and that includes transactions in another state or country. The last thing you want is for your transaction to be denied! How embarrassing!
I am Dr.RandiBMD, your Board Certified Pediatrician and your financial wellness expert. I provide your RX to wealth and financial well-being. Please follow me at DrRandibMD.com and @DrRandibMD on IG, FB, and Twitter and please download my free video
– LEARN FIVE CREATIVE STEPS TO INCREASE INCOME at www.rxtowealth.com
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